Private Loans

Private/Alternative loans are based on credit. A co-signer may be required. Many students find that Private/Alternative Loans are beneficial in assisting them in budgeting their expenses out over an extended period of time. These loans require completing a separate loan application available from the lender. All lenders reserve the right to make changes to interest rates and other criteria without notification to Golden Gate University. Students should exhaust all federal student loan options before investigating private student loans, which can be more costly to you over time. Private/Alternative student loans are designed to supplement federal loan programs and other aid you receive. If you are a GGU student, the Financial Aid Office will be able to check on your federal student loan eligibility for you. If you are a graduate student, we recommend that you compare interest rates, deferments options, repayment time frame as well as cosigner criteria with the Private/Alternative Loan and the DIRECT Graduate PLUS loan program with the U.S. Department of Education.

*Students who elect to apply for a private/alternative educational loan will also have to fill out the Self-Certification form Click here:link:LenderList.Private.Self-Cert.doc This is an example only and is submitted to the lender not Golden Gate University.

Click here:LenderList.Private} to download detailed information on lenders that Golden Gate University students have used historically. You may chose any lender for a private/alternative loan even if the lender in not on the Golden Gate University lender list if they have private/alternative educational loan products.

Code Of Conduct

University Office of Financial Aid Employees

*Do not receive anything of value from any lending institution, servicer or guarantee agency in exchange for an advantage sought by the lending institution, servicer or guarantee agency.

*Do not accept anything, of more than nominal value, from any lending institution, servicer or guarantee agency.

*Do not receive anything of value for serving on advisory boards of any lending institution, servicer or guarantee agency.

*The Golden Gate University Office of Financial Aid hires its own employees and not employees of lenders, servicers or guarantee agencies in staffing the office.