Undergraduate Financial Aid

Maximize your financial aid — whether federal grants, state grants, private loans, or GGU scholarships & grants. You may qualify for more financial aid than you think and we offer financing options.

Discover Your Options

The US Department of Education provides aid to citizens (and eligible non-citizens) of the US to pursue higher education. Federal aid typically includes federal Direct and Perkins Loans, grants and work-study funds. Subsidized and unsubsidized Direct Loans are federal, low-interest loans. Subsidized loans are need-based and the federal government pays the interest while you are enrolled at least half-time.

Federal Perkins Loan amounts vary (generally a maximum of $4,000 per year) and are repayable at 5 percent annual interest beginning nine months (for new students) after you cease to be enrolled at least half-time. You may have up to ten years to repay the loan.At Golden Gate University, international students include all students in F-1 or J-1 immigration status.

Federal grants are awarded on the basis of financial need and do not require repayment. Federal Work-Study provides work opportunities, typically on campus, based on financial need. Pay rates vary depending upon the position.

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Golden Gate University has been a proud member of the Yellow Ribbon Program since its inception in August 2009.

Golden Gate University is in the top 20% nationwide of colleges and universities who have committed to a large dollar grant to the Yellow Ribbon Program for our country's veterans to start or complete their educational goals.

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Scholarships may be funded by a variety of sources, including private groups and agencies and the university itself. Typically, scholarships are generally awarded on the basis of financial or academic merit. You do not need to repay scholarships, however, you may be required to maintain a certain GPA or meet other requirements to continue receiving the award.

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The total cost to attend Golden Gate University depends on your particular circumstances. The cost is calculated by multiplying the tuition rate by the number of credits / courses you need to complete your degree. You will also need to add an estimated costs for books and a few one-time fees. We have done away with most of the add-on fees that other colleges charge. In most cases, our tuition rate covers the total cost of each course.

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Student loans are typically financed by the federal government, but many are also available from private lenders. These loans require completing a separate loan application, available from lender online

Private/Alternative loans are based on credit. A co-signer may be required. All lenders reserve the right to make changes to interest rates and other criteria without notification to Golden Gate University. Students should review all federal student loan options before investigating private student loans. If you are a GGU student, the Financial Aid Office will be able to check on your federal student loan eligibility for you. If you are a graduate student, we recommend that you compare interest rates, deferment options, repayment time frame as well as cosigner criteria with the Private /Alternative Loan and the DIRECT Graduate PLUS Loan program with the U.S. Department of Education.

*Students who elect to apply for a private/alternative educational loan will also have to fill out the Self-Certification Form. (This is an example only and is submitted to the lender not Golden Gate University.)

LENDER LIST FOR PRIVATE/ALTERNATIVE LOANS

The following lenders have been historically used by Golden Gate University students. You may choose any lender for a private/alternative loan even if the lender is not on the Golden Gate University lender list if they have private/alternative educational loan products.

All lenders reserve the right to make changes to interest rates and other criteria without notification to Golden Gate University. It is highly recommended that students visit each website AND compare the loan variable especially interest rates and repayment schedules. Students should review all federal student loan options before investigating private student loans. If you are a current GGU student, the Financial Aid Office will be able to check on your federal student loan eligibility for you. If you are a graduate student, we recommend that you compare the Graduate Direct Unsubsidized and the Graduate PLUS loan with the private loan you qualify for with regard to interest rates, repayment benefits, fees and repayment periods. Note: Private/Alternative Loan lenders may do individual credit worthiness reviews on each student's loan application.

You are free to choose any lender that participates in private educational loan products even if the lender is not on the list. The lenders listed above have been used by GGU students historically.

From academic program offerings, to financial aid resources, to information regarding our student outcomes you will find everything you need to make an informed decision about attending Golden Gate University. Most links lead to other Web pages that provide more detailed information. If you have additional questions, please contact us at the phone numbers or e-mail addresses below.

WASHINGTON STATE STUDENT LOAN ADVOCATE

For Washington State residents seeking information and resources about student loan repayment or seeking to submit a complaint relating to your student loans or student loan servicer, please visit www.wsac.wa.gov/loan-advocacy or contact the Student Loan Advocate at loanadvocate@wsac.wa.gov.

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University Office of Financial Aid Employees:
  • Do not receive anything of value from any lending institution, servicer or guarantee agency in exchange for an advantage sought by the lending institution, servicer or guarantee agency.
  • Do not accept anything, of more than nominal value, from any lending institution, servicer or guarantee agency.
  • Do not receive anything of value for serving on advisory boards of any lending institution, servicer or guarantee agency.

The Golden Gate University Office of Financial Aid hires its own employees and not employees of lenders, servicers or guarantee agencies in staffing the office.